
Housing Affordability: How Inflation, Wages, and Investors Affect the Market
I was asked at an investor meeting I was attending. "What are thoughts of affordable housing in the next 10 years?" A question that leads towards rabbit holes. It is difficult to predict with certainty what the future of affordable housing will look like in the next 10 years, as it will depend on a variety of factors such as economic conditions, housing demand, and government policies. However, it is likely that the need for affordable housing will continue to be a pressing i


From Ancient Rome to Modern Day: A Comparative Look at Landlordism
There are both differences and similarities between landlords in ancient Rome and current landlords in the United States. One major difference is the legal and regulatory framework within which landlords operate. In ancient Rome, there were few legal protections for tenants and landlords had significant power and influence over the lives and livelihoods of their tenants. In contrast, in the United States, there are a number of laws and regulations that protect the rights of t

Affordable Housing: A Beginner's Guide for Investors
Purchasing and holding real estate can be a lucrative investment strategy over a long period of time, especially in markets where property values are expected to rise over time. In Memphis, TN, where affordable price points make it possible to acquire properties at relatively low cost, it can be especially attractive to buy and hold real estate as a long-term investment. One approach that investors in Memphis might consider is looking for properties that need some repairs, bu

The Intersection of Inflation and Interest Rates: How it Affects the Housing Market
Interest rates play a significant role in the world of real estate investing. When interest rates go up, it can have a number of effects on investors. One of the main effects of higher interest rates is that it becomes more expensive for investors to borrow money to finance their real estate purchases. This can make it more difficult for investors to afford to buy properties, especially if they are relying on financing to make the purchase. Higher interest rates may also decr

The Ultimate Guide to Financing Your First House
Seller financing, also known as owner financing, is a type of financing arrangement in which the seller of a property acts as the lender, providing the buyer with financing to purchase the property. This type of financing can be a good option for buyers who may not qualify for a traditional mortgage or who want to negotiate more favorable terms. Here are a few ways that a person can structure seller financing for a house: Offer a down payment: One way to structure seller fina